1. Introduction

Expense Tracker (“we”, “our”, “this app”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how data is collected, used, stored, and protected when you use our mobile application.

2. Information We Collect

a) Financial Data (Local Only)

Expense and income records
Transaction categories
Transaction dates and amounts

📌 All financial data is stored locally on your device using a local database.
📌 We do not collect or transmit this data to our servers.

b) Optional Cloud Backup

If you choose to enable Google Drive backup:

Your data is backed up to your own Google Drive account
The backup is stored in Google Drive’s app-private folder
We cannot access, view, or modify this data

This backup is:

Optional
User-initiated
Controlled entirely by Google Drive

c) In-App Purchases

The app offers a one-time Pro upgrade using Google Play Billing.

We do not collect:

Credit card details
UPI details
Payment credentials

All payments are securely handled by Google Play.

3. Data We Do NOT Collect

We do not collect:

Name
Email address
Phone number
Location
Contacts
Device identifiers
Advertising ID

4. How We Use Your Data

Your data is used only to:

Display your expenses and income
Generate charts and summaries
Export CSV and PDF reports

We do not:

Sell your data
Share your data
Use your data for ads
Track your behavior

5. Data Security

We take reasonable steps to protect your data:

Local storage is sandboxed by Android
Google Drive backups are encrypted and protected by Google
No external servers are used

However, no method of storage is 100% secure.

6. Data Deletion

You can delete your data at any time by:

Deleting transactions inside the app
Uninstalling the app (this removes all local data)

If cloud backup was enabled, data stored in Google Drive can be deleted from your Drive.

7. Children’s Privacy

This app is not intended for children under 13.
We do not knowingly collect data from children.

8. Third-Party Services

The app uses the following third-party services:

Google Play Billing (for in-app purchases)

Each service is governed by its own privacy policy.

9. Changes to This Policy

We may update this Privacy Policy from time to time.
Any changes will be reflected in the app or on the policy page.

10. Contact Information

If you have questions about this Privacy Policy, you may contact us at:

debdip.bc@gmail.com